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HIPAA Compliance

Last updated: March 23, 2026

CareCost is designed with a privacy-first architecture that keeps patient health information (PHI) processing in the browser. Pricing inputs — drug selection, plan type, deductible, copay, and coinsurance — are entered and calculated locally and only leave your device if you choose to save an estimate.

Architecture Overview

Estimate Calculation Flow

When your practice runs a cost estimate, data flows like this:

Your Browser (inputs entered here) → Client-side JavaScript (runs the math) → Browser (results displayed)

Drug pricing reference data (CMS ASP, HCPCS, ICD-10, assistance programs) is downloaded once per session and cached client-side. No patient information is transmitted to CareCost servers unless you explicitly save an estimate to your practice's account.

What We Do

PHI Never Touches Our Database

  • Patient names, member IDs, dates of birth, and insurance details are processed entirely in your browser
  • Our API endpoint proxies the request to the payer without storing any request or response data
  • No PHI is written to our database, logs, or any persistent storage
  • Saved quotes (with patient information) are stored in your browser's localStorage, not on our servers

Practice Data Isolation

  • Each practice's data is isolated using PostgreSQL Row-Level Security (RLS) policies
  • Users can only access data belonging to their own practice
  • Admin and staff roles have appropriately scoped permissions

Secure Authentication

  • JWT-based authentication with short-lived access tokens
  • Automatic token refresh
  • All API endpoints require valid authentication

Encryption

  • All data in transit is encrypted via TLS (HTTPS)
  • Database connections use SSL
  • Supabase encrypts data at rest

What We Do NOT Do

  • We do not store, cache, or log any PHI on our servers
  • We do not maintain a patient database or patient records
  • We do not transmit PHI to any third party
  • We do not use patient data for analytics, marketing, or any secondary purpose

BAA Considerations

Because CareCost's estimate calculations run client-side and patient-identifying fields are optional for estimate generation, the HIPAA exposure profile is significantly reduced compared to systems that require patient data to function. Our architecture means:

  • Estimate math runs in the browser — pricing inputs do not leave the device
  • Saved estimates are stored under the practice's account; patient identifiers on a saved estimate are optional
  • The practice controls what, if any, patient-identifying information is entered or saved

For practices requiring a Business Associate Agreement (BAA), please contact us at legal@carecostestimate.com to discuss your requirements.

Your Responsibilities

As a covered entity, your practice is responsible for:

  • Ensuring authorized use of the service by your staff
  • Managing user access and removing former employees promptly
  • Using the service on secure, practice-controlled devices
  • Following your own HIPAA policies when handling the cost estimates and eligibility data displayed in your browser

Questions

For HIPAA-related questions or to request a BAA, contact us at legal@carecostestimate.com.

CareCost Estimate

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CareCost Estimate is an informational reference for healthcare providers. Outputs are estimates only and are not a guarantee of coverage, payment, or reimbursement. Providers are responsible for verifying coding and coverage with the applicable payer.
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